Terms of Service

Please read these Terms of Service ("Terms") carefully before using Cashflow. By accessing or using our service, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using Cashflow, you agree to these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use the service.

2. Description of Service

Cashflow is a personal finance management application that helps you track accounts, transactions, and budgets. The service is provided for personal, non-commercial use.

3. Account Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Providing accurate information when creating your account

4. Acceptable Use

You agree not to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to the service or its systems
• Interfere with or disrupt the service or servers
• Use automated means to access the service without permission
• Share your account credentials with others

5. Data Accuracy

The financial data you enter into Cashflow is your responsibility. We do not verify the accuracy of the information you provide, and the service should not be relied upon as the sole source of financial records. Always maintain your own records and verify important financial information with your financial institutions.

6. Intellectual Property

The Cashflow service, including its software, design, and content, is protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of the service.

7. Disclaimer of Warranties

Cashflow is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or completely secure.

8. Limitation of Liability

To the maximum extent permitted by law, Cashflow shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service. This includes any loss of data, profits, or financial decisions made based on information in the service.

9. Termination

You may terminate your account at any time by contacting us. We may suspend or terminate your access to the service if you violate these Terms or for any other reason at our discretion. Upon termination, your right to use the service will immediately cease.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting a notice on our website or sending you an email. Your continued use of the service after changes are posted constitutes your acceptance of the modified Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

12. Contact

If you have any questions about these Terms, please contact us through our support channels.